How a Security System Can Help You Save on Home Insurance Costs

Having a home security system installed offers a greater level of protection for your family and your home. Did you know it also helps you save on your home insurance rates every year?

home security system monitoring

Since a home burglary happens about every 18 seconds in the United States, according to Zacks, and the average property loss is $2,251 per incident, insurance companies offer discounts when you install a home security system to prevent this from happening.

How Much Can You Save?

The amount you will save on your home insurance depends on the type of alarm you have installed. The savings can be as much as 20%, which can really add up over time. The best way to ensure you get the highest discount is to make sure you have a home security system with central monitoring.

Multiple Savings With Multiple Protections

A home security system is just one piece of the puzzle. Just by adding this level of protection to your home, your homeowner’s insurance company will likely extend a discount. If you have the security system hooked up to central monitoring, that discount will likely go up.

In addition, when you add fire protection through monitored smoke alarms, you'll likely gain an even larger discount. This type of home security system will now protect you from fire, which could destroy your home rather quickly. Add in a sprinkler system and you'll get an even larger discount on your home insurance.

Another level of protection you can add, which may help to boost your discount is protection from carbon monoxide. With a CO detector installed and monitored as a part of your home security system, you'll have even more protection, which means your insurance company will likely extend a larger discount.

Finally, you can add in additional protections from busted pipes and other types of flooding for an even larger discount. All of these home protections can be monitored to ensure your home is as safe as possible, which keeps the insurance company very happy.

Less Risk of Cost Hikes Later

When you add a home security system you'll lower the risk of your insurance going up over time, as well. This can be a benefit that keeps paying you back every year as you could keep your insurance rates from going up.

Lower Theft Claim Quota

Another way a security system can help to lower your insurance rates is by lowering the theft claim quota. If you and your neighbors get home security systems, the total theft quota for your area may drop, which helps to save everybody money on their home insurance in the area.

There are many great reasons to have a home security system installed with full fire, carbon monoxide, and other protections. Getting a lower rate for home insurance is just one of the many reasons. However, it can help to pay for the system costs over time as your rates will become lower and you'll be less likely to see your homeowner's insurance rates go up as much over time.

What are the Added Benefits of a Full-Length Latch Guard?

Latch guards are often used as a part of passive security to help deter forcible entry. A full-length latch guard is longer than a traditional latch guard and provides many added security benefits.

Without any type of latch guard, your deadbolt or locking mechanism may be vulnerable to forcible entry. Adding a latch guard makes it harder for a criminal to break or pick the lock through the gap between the door and the frame.

The main function of a latch guard is to protect the latch or deadbolt from physical manipulation. It's an important part of your passive security and overall protection for your home or business. Here are a few benefits of using a full-length latch guard.

Better Overall Protection

When you choose a full-length latch guard it makes it even harder for criminals to break in with force or manipulation of your lock. Often, a latch guard is enough to help deter criminals from even trying.

Full Length Latch Guard Installed by The Professional Locksmith in Chicago, Illinois

It will become harder for anybody to use a lock pick, blunt object, pry bar or drill to get into your door when you choose a full-length latch guard. Storefronts often use these guard to keep the large gap in between the door and the jab from being exposed. With a small latch guard, it may still be possible to manipulate the lock. However, with a full-length latch guard, this becomes nearly impossible, making the door far more secure.

Visual Deterrent

For many criminals, if it looks too difficult to break into, they won't even bother. Using a full-length latch guard will help to deter criminal activity visually. This type of latch guard will make it look far more difficult to get into the door, which makes criminals think twice.

Work for Multiple Door Types

Whether you live in a condo building, house or you run a business; a full-length latch guard can be used to help protect your entry door. In addition, they can be used for outswing or inswing doors and there are several types of latch guarded to help protect just about any type of door.

Affordable Protection

One of the great benefits of a full-length latch guard is the low cost. It's a very affordable way to add an extra level of protection to any door. While these are not one-size-fits-all and it's a good idea to have a professional install your full-length latch guard, they do offer an affordable security solution.

Blend into the Look of Your Door

With multiple materials used to make latch guards, you can choose one that will blend into the overall look of your door. In fact, a full-length latch guard can easily compliment the other hardware on your door making it more secure and visually appealing.

There are several benefits you will gain from using a full-length latch guard. Choosing the right one makes a difference. It's best to have a professional look at your door and make a recommendation for the best possible security for your entryway.

How a Wrought Iron Gate Can Secure Your Building’s Perimeter

While wrought iron gates certainly add to the look of your home, they also add a feature for the security, as well. When you add a wrought iron gate to the entryway of your building, you add a level of security making it even more difficult for a burglar to get in.

Not only will these gates help to keep burglars out, but they can also set up a type of security you usually only get when you live in a condo building. Any visitors coming to the property will not be able to access your front door without first going through your gate. The gate can be set up to include a keypad to ensure nobody gets in without the code or an automatic gate opening device.

Intimidating to the Eye

Most burglars are scared away by the look of a property. A security sign deters more criminals than the actual alarm system because it's intimidating. In addition, a wrought iron gate provides one more level a burglar must conquer to get inside.

It's intimidating as the burglar has to try to climb it, trick it or find another way in. When set up correctly, a wrought iron gate will add a high level of security to the perimeter of your building.

iron gate for security

The wrought iron is already intimidating as a material. It's not like chain link or another cheaper material that's easily cut or maneuvered to let someone in. Instead, it's solid, intimidating and hard to bypass.

Create a Complete System

The gate is just one part of the perimeter security system. You can match your wrought iron gate with a complete security fence to ensure your entire building perimeter is protected. Add in an automation kit and nobody can easily get in without your permission.

You can even choose a gate that's tall enough to become extra intimidating. Match this taller gate with a taller fence for even more security.

Add an Intercom

If you want to know who's at your gate before they get in, you can add an intercom. This can ensure you have to buzz them in just like in an apartment or condo building. You can find out who has arrived before they get past your gate and make the decision to let them in or leave them outside.

The best part about adding a wrought iron gate to your entryway is the many design options. You can fully customize your perimeter security to ensure it looks amazing, adds to the property and does the job of keeping unwanted guests away from your home.

When you choose a wrought iron gate for your entryway, you're communicating a clear message. It doesn't say everybody is welcome, but instead says, this property is well protected and only those invited will get in. This is a great way to ensure the security of your home and family. Plus, the gate can be customized to fit your specific tastes and style.

5 Apartment Security Tips for Renters

Apartment security is a very important topic in Chicago. With so many renters and owners living in apartment buildings, it's important to make sure you have the right security in your building. Here are five tips to help ensure your apartment remains secure.

Lock Doors and Windows

The first thing you want to make sure you always do is lock your door and windows. You don't want to make it easy for someone to break in. Most burglaries are the result of an unlocked window or door.

Even if all you're doing is leaving to get your mail or go enjoy the amenities, make sure you lock all doors and windows. It's also important to put a security bar in any sliding patio doors.

Upgrade your Locks

If your apartment building allows it, you can hire a professional locksmith to upgrade your locks. Instead of the typical knob lock and deadbolt, You can upgrade to a mortise lock or a double-cylinder deadbolt for more peace of mind.

Make sure you hire a professional locksmith to handle this job as you want it done right. It's also necessary to clear it with the landlord or manager first to ensure they know you plan to upgrade your lock.

Key in a locked apartment door

Add Timer Lights or Motion Sensor Lights

If you have an outdoor light, you can add a motion sensor light to it and make your outdoor area more secure. If a motion sensor light isn't possible, you can still set up an outdoor light on a timer to ensure it comes on and goes off at the right time.

Turning your outdoor light on at night can be a good way to deter burglars from breaking in. If you're going out of town, it can be a good idea to leave a few lights on timers to make it appear like you're still at home.

Install a Security System

Another upgrade you will need to get permission from the landlord for, but a great way to secure your apartment is a camera security system. If your landlord will allow it, you can have a security system installed to keep you safe. Many of today's systems are wireless, which make them easier to install in apartments without having to drill holes in walls.

Use a Safety Deposit Box

If you have valuable items and documents, don't store them in your apartment. Instead, store these items in a safety deposit box to ensure they remain safe. Even if you get robbed, you want to make sure things, such as your Social Security card or a precious heirloom from your grandmother remain safe.

There are several ways to make sure your apartment security keeps you safe. The building should have already taken some precautions, such as installing the proper lighting and maybe even providing a gated or secure entrance. Don't believe that a secure entrance or a doorman will keep criminals out, however. Take your own precautions to ensure your apartment remains safe.

4 Tips to Secure Sliding Glass Doors in Your Home

An experienced burglar can get into your home through your sliding glass door in less than a minute. With more than 8 million property crimes happening every year, you should be aware of the entry points a burglar can get in through.

Securing your sliding glass doors will help to ensure your home is harder to break into. Of course, this should be just one of the steps you take in your full home security plan.

While your front door and your windows may be very secure, your sliding glass door may be lacking in this area. Here are four great tips to secure your sliding glass doors.

Install Additional Locks

Having a professional locksmith install additional locks is one of the best ways to secure your sliding glass doors. Yes, they do come with locks, but they are usually very simple latches that burglars can easily bypass. A heavy-duty latch guard made with hardened steel can be installed on both the bottom and the top of the sliding glass door to ensure it’s secure.

Add Window Film

Another way burglars get in through the sliding glass door is by breaking it. It's usually not too difficult to break, but it can also be easily secured with window film. Sure, you want to let in the natural light, but you also want to keep thing safe. Having a professional install the film means you can get the performance you want while letting in plenty of light.

With the right window film, you can make your sliding glass door shatterproof. This makes it much more difficult for a burglar to get in.

Add a Rod in the Tracks

Maybe the easiest way to add security to your sliding glass doors is with a rod in the tracks. A metal rod adds security and makes it harder to open the door. If you have a door with a metal rod, use it and the door will become far more secure.

If your sliding glass door doesn't already have a metal rod, you can add a wooden dowel from a local hardware store. This is a great way to keep your door secure.

Add Door Sensors

Another easy way to add protection to your sliding glass door is by using a glass break sensor on your door. This can be installed as a part of your home security system and the alarm will sound if the door is broken.

You can also add a door sensor to the actual door that will trigger the alarm if it's opened. With two sensors, you will have plenty of protection for your sliding glass door. You need both sensors to fully protect the door as one will sense the sound of broken glass, while the other will sense the door actually opening.

Use these four tips to make sure your sliding glass doors are all secured properly. Hiring the help of a professional locksmith and a home security professional will help to ensure you don't have to worry about burglars getting in through your sliding glass door.